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Financial problems - goodbye!

[views:1954][posts:17]
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[Sep 1,2004 1:14pm - Joe/NotCommon ""]
Today I consolidated my loans and got a credit card. The interest rate is high, but I get 6 months interest free. With fewer and smaller monthly payments now, I can regain a good credit score, and hopefully before 6 months is up, transfer that balance to a better card with a lower (and maybe fixed) interest rate.

Plus my friend might get me a second part time job at Tower Records.

Fuck yes!
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[Sep 1,2004 1:16pm - Josh_hates_you ""]
im gonna call an ad in the paper about training to be a school bus driver for this upcoming year.
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[Sep 1,2004 1:16pm - the_reverend ""]
maybe you should look into gieco?
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[Sep 1,2004 1:17pm - Joe/NotCommon ""]
geico is car insurance, and isnt available in MA, from what I understand
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[Sep 1,2004 1:18pm - the_reverend ""]
I SAID GEICO, NOT GECKO
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[Sep 1,2004 1:19pm - Joe/NotCommon ""]
Well regardless, I am psyched over all this goodnews, because my label is definately going to get bigger over the end of this year and through 2005 and I wouldn't want it to get bigger then I can afford.
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[Sep 1,2004 1:25pm - the_reverend ""]
good, cause I'm looking forward to getting paid $800 per photo session for NC bands.
Time for an RTTP tour bus + full time driver.
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[Sep 1,2004 1:29pm - succubus ""]
you forget...he likes my pics better

muahahahaha
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[Sep 1,2004 1:58pm - MyDeadDoll ""]
try for a discover card, i have low low intesrest rates on there. they gave me like a year with no interest and then 7.9% after that. plus, when i transfer balances over, i pay no interst on them at all.
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[Sep 1,2004 2:03pm - Siberia ""]
7.9%? That's almost unheard of. I thought my 9% was good (it's a visa). I hate credit cards though, I hate credit period.
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[Sep 1,2004 2:08pm - the_reverend ""]
I still have never owned a credit card.
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[Sep 1,2004 2:11pm - MyDeadDoll ""]
i have really good credit i guess. i've already paif off the first car i had an i'm doing good on the new car i bought almost a year ago. i think that has a lot to do with it. i'm only paying like 3% on my car.
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[Sep 1,2004 3:56pm - blue nli  ""]
Joe/NotCommon said:
Plus my friend might get me a second part time job at Tower Records.



i hope its the one in burlington. ah, those were the days.
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[Sep 1,2004 4:20pm - newuser  ""]
Joe/NotCommon said:Today I consolidated my loans and got a credit card. The interest rate is high, but I get 6 months interest free. With fewer and smaller monthly payments now, I can regain a good credit score, and hopefully before 6 months is up, transfer that balance to a better card with a lower (and maybe fixed) interest rate.

Fuck yes!



not really, with fewer and smaller monthly payments you will end up paying a lot more, especially since you are paying a higher interest, if you can't pay your debts within 6 months you lose:bartmoon:

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[Sep 1,2004 4:21pm - JayTUS ""]
Credit cards are the devil.
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[Sep 1,2004 4:32pm - AUTOPSY_666 ""]
the_reverend said:I still have never owned a credit card.




You don't OWN a credit card, THEY own you!


:spineyes:



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[Sep 1,2004 4:48pm - Lincoln ""]
Yeah...they'll fuck you those damn credit cards.....
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[Sep 1,2004 9:00pm - Joe/NotCommon ""]
newuser said:Joe/NotCommon said:Today I consolidated my loans and got a credit card. The interest rate is high, but I get 6 months interest free. With fewer and smaller monthly payments now, I can regain a good credit score, and hopefully before 6 months is up, transfer that balance to a better card with a lower (and maybe fixed) interest rate.

Fuck yes!



not really, with fewer and smaller monthly payments you will end up paying a lot more, especially since you are paying a higher interest, if you can't pay your debts within 6 months you lose:bartmoon:





The new card will have no balance, and my student loans are now consolidated with a locked in rate. At this point in my life I want smaller monthly payments. The Credit card may not be payed off in 6 months, but will come close, and then if I transfer it to a lower interest card, then I won't be paying more.

What you said makes no sense, obviously you didn't read anything I wrote.


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