Financial problems - goodbye![views:2132][posts:17]______________________________________ [Sep 1,2004 1:14pm - Joe/NotCommon ""] Today I consolidated my loans and got a credit card. The interest rate is high, but I get 6 months interest free. With fewer and smaller monthly payments now, I can regain a good credit score, and hopefully before 6 months is up, transfer that balance to a better card with a lower (and maybe fixed) interest rate. Plus my friend might get me a second part time job at Tower Records. Fuck yes! |
| _______________________________________ [Sep 1,2004 1:16pm - Josh_hates_you ""] im gonna call an ad in the paper about training to be a school bus driver for this upcoming year. |
| _____________________________________ [Sep 1,2004 1:16pm - the_reverend ""] maybe you should look into gieco? |
| ______________________________________ [Sep 1,2004 1:17pm - Joe/NotCommon ""] geico is car insurance, and isnt available in MA, from what I understand |
| _____________________________________ [Sep 1,2004 1:18pm - the_reverend ""] I SAID GEICO, NOT GECKO |
| ______________________________________ [Sep 1,2004 1:19pm - Joe/NotCommon ""] Well regardless, I am psyched over all this goodnews, because my label is definately going to get bigger over the end of this year and through 2005 and I wouldn't want it to get bigger then I can afford. |
| _____________________________________ [Sep 1,2004 1:25pm - the_reverend ""] good, cause I'm looking forward to getting paid $800 per photo session for NC bands. Time for an RTTP tour bus + full time driver. |
| _________________________________ [Sep 1,2004 1:29pm - succubus ""] you forget...he likes my pics better muahahahaha |
| ___________________________________ [Sep 1,2004 1:58pm - MyDeadDoll ""] try for a discover card, i have low low intesrest rates on there. they gave me like a year with no interest and then 7.9% after that. plus, when i transfer balances over, i pay no interst on them at all. |
| ________________________________ [Sep 1,2004 2:03pm - Siberia ""] 7.9%? That's almost unheard of. I thought my 9% was good (it's a visa). I hate credit cards though, I hate credit period. |
| _____________________________________ [Sep 1,2004 2:08pm - the_reverend ""] I still have never owned a credit card. |
| ___________________________________ [Sep 1,2004 2:11pm - MyDeadDoll ""] i have really good credit i guess. i've already paif off the first car i had an i'm doing good on the new car i bought almost a year ago. i think that has a lot to do with it. i'm only paying like 3% on my car. |
| __________________________________ [Sep 1,2004 3:56pm - blue nli ""] Joe/NotCommon said: Plus my friend might get me a second part time job at Tower Records. i hope its the one in burlington. ah, those were the days. |
| _________________________________ [Sep 1,2004 4:20pm - newuser ""] Joe/NotCommon said:Today I consolidated my loans and got a credit card. The interest rate is high, but I get 6 months interest free. With fewer and smaller monthly payments now, I can regain a good credit score, and hopefully before 6 months is up, transfer that balance to a better card with a lower (and maybe fixed) interest rate. Fuck yes! not really, with fewer and smaller monthly payments you will end up paying a lot more, especially since you are paying a higher interest, if you can't pay your debts within 6 months you lose:bartmoon: |
| _______________________________ [Sep 1,2004 4:21pm - JayTUS ""] Credit cards are the devil. |
| ____________________________________ [Sep 1,2004 4:32pm - AUTOPSY_666 ""] the_reverend said:I still have never owned a credit card. You don't OWN a credit card, THEY own you! :spineyes: |
| ________________________________ [Sep 1,2004 4:48pm - Lincoln ""] Yeah...they'll fuck you those damn credit cards..... |
| ______________________________________ [Sep 1,2004 9:00pm - Joe/NotCommon ""] newuser said:Joe/NotCommon said:Today I consolidated my loans and got a credit card. The interest rate is high, but I get 6 months interest free. With fewer and smaller monthly payments now, I can regain a good credit score, and hopefully before 6 months is up, transfer that balance to a better card with a lower (and maybe fixed) interest rate. Fuck yes! not really, with fewer and smaller monthly payments you will end up paying a lot more, especially since you are paying a higher interest, if you can't pay your debts within 6 months you lose:bartmoon: The new card will have no balance, and my student loans are now consolidated with a locked in rate. At this point in my life I want smaller monthly payments. The Credit card may not be payed off in 6 months, but will come close, and then if I transfer it to a lower interest card, then I won't be paying more. What you said makes no sense, obviously you didn't read anything I wrote. |