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SPAM Filter: re-type this (values are 0,1,2,3,4,5,6,7,8,9,A,B,C,D,E, or F)
you are quoting a heck of a lot there.
[QUOTE]blah blah blah[/QUOTE] to reply to Siberia.
Please remove excess text as not to re-post tons
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[QUOTE="Siberia:138299"]If you use your debit card as Credit rather than debit all the machines do is verify that the account is open/active (positive/negative balance doesn't matter) it's just like the check scanning machines at most stores. Once the charge is billed by the store, your bank puts a hold on those funds and that's treated like an actual check. The items are paid as it's a credit transaction and the bank will add that to your balance (positive or negative). All banks function differently though so you never really know. Also, banks function primarily off fee income and interest rates so the more often they can bounce stuff on you they'll do it. It's how they make their money.[/QUOTE]

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